News
- The upgrade introduces unified Liquidity Hubs to replace fragmented markets.
- Spokes introduces modular lending setups with independent risks.
- V4 aims to enhance capital efficiency and open new grounds for developers.
Lending protocol Aave is preparing for one of its most ground-breaking upgrades.
Two days after unveiling a mobile savings app, the team has released the update’s testnet, signalling progress towards Aave V4, which aims to change how liquidity moves within the protocol.
Aave V4 testnet, featuring a developer preview of our new interface, Aave Pro, is now live. pic.twitter.com/q7ltPy0pxC
— Aave (@aave) November 19, 2025
V4 will replace the common multi-market system with an innovative, unified “Hub and Spoke” architecture.
The version 4 update aims to transform how decentralized finance lending works, prioritising developers looking to launch risk markets or experiment with assets that do not perfectly fit into Aave’s current structure.
The official blog highlighted:
Each L1 or L2 will have at least one Aave V4 Liquidity Hub, with the potential for multiple Hubs per network. Spokes allow for greater experimentation within these ecosystems without liquidity becoming a limiting factor. This design makes it easier to support new risk profiles and enable innovation without fragmenting liquidity, while also providing a way to seed liquidity for new Spokes.
To understand why the V4 upgrade matters, let’s check how Aave V3 operates and the challenges that pushed the team to seek a flexible model.
A glance at Aave V3
Each market works independently in Aave version 3.
Deployments like Ethereum Prime and Ethereum Core maintain their own asset lists and liquidity pools.
Individuals supply to a definite market, and they can only borrow from that avenue.
While this structure is helpful for risk separation, it creates some crucial limitations.
For instance, liquidity stuck in a certain market cannot support borrowing in another.
Also, building new markets requires bootstrapping funds from scratch.
That slows adoption while fragmenting the entire user base.
Further, governance becomes challenging and experimentation heavier as each distinct market requires its unique pool.
The Aave team added:
It also limits economies of scale for borrowing and makes it harder to support novel assets or implement unique borrow configurations, which end up siloed and harder to use.
A unified Liquidity Hub to replace independent markets
Meanwhile, version 4 overhauls the Aave lending ecosystem with a Liquidity Hub, which is a shared pool comprising assets for the whole platform.
The innovative Hub serves as the only source of liquidity, ensuring that borrowers and suppliers leverage the same capital base, replacing segmented ones.
Most importantly, users will not interact with the Hub directly, though all deposits will eventually end up there.
The Hub handles everything, including interest calculations, accounting, and borrowing limits.
Each L1 or L2 platform can host at least one Hub, except chains with specialised needs or massive traffic.
The team expects this consolidation to substantially enhance capital efficiency by reducing idle liquidity and enriching borrowing conditions.
AAVE outlook
Aave’s native token displayed significant selling pressure on its daily chart.
It lost more than 6% the past 24 hours to $166.

The 27% dip in daily trading volume confirms bearish sentiment in AAVE.
Meanwhile, its downward stance coincides with the broader weakness.
The global cryptocurrency market cap declined by over 4% the past day to $3.04 trillion as Bitcoin plummeted below $90,000, trading at $89,478.
The post Aave rolls out V4 testnet with developer preview of upcoming “Pro” experience appeared first on CoinJournal.
- The upgrade introduces unified Liquidity Hubs to replace fragmented markets.
- Spokes introduces modular lending setups with independent risks.
- V4 aims to enhance capital efficiency and open new grounds for developers.
Lending protocol Aave is preparing for one of its most ground-breaking upgrades.
Two days after unveiling a mobile savings app, the team has released the update’s testnet, signalling progress towards Aave V4, which aims to change how liquidity moves within the protocol.
Aave V4 testnet, featuring a developer preview of our new interface, Aave Pro, is now live. pic.twitter.com/q7ltPy0pxC
— Aave (@aave) November 19, 2025
V4 will replace the common multi-market system with an innovative, unified “Hub and Spoke” architecture.
The version 4 update aims to transform how decentralized finance lending works, prioritising developers looking to launch risk markets or experiment with assets that do not perfectly fit into Aave’s current structure.
The official blog highlighted:
Each L1 or L2 will have at least one Aave V4 Liquidity Hub, with the potential for multiple Hubs per network. Spokes allow for greater experimentation within these ecosystems without liquidity becoming a limiting factor. This design makes it easier to support new risk profiles and enable innovation without fragmenting liquidity, while also providing a way to seed liquidity for new Spokes.
To understand why the V4 upgrade matters, let’s check how Aave V3 operates and the challenges that pushed the team to seek a flexible model.
A glance at Aave V3
Each market works independently in Aave version 3.
Deployments like Ethereum Prime and Ethereum Core maintain their own asset lists and liquidity pools.
Individuals supply to a definite market, and they can only borrow from that avenue.
While this structure is helpful for risk separation, it creates some crucial limitations.
For instance, liquidity stuck in a certain market cannot support borrowing in another.
Also, building new markets requires bootstrapping funds from scratch.
That slows adoption while fragmenting the entire user base.
Further, governance becomes challenging and experimentation heavier as each distinct market requires its unique pool.
The Aave team added:
It also limits economies of scale for borrowing and makes it harder to support novel assets or implement unique borrow configurations, which end up siloed and harder to use.
A unified Liquidity Hub to replace independent markets
Meanwhile, version 4 overhauls the Aave lending ecosystem with a Liquidity Hub, which is a shared pool comprising assets for the whole platform.
The innovative Hub serves as the only source of liquidity, ensuring that borrowers and suppliers leverage the same capital base, replacing segmented ones.
Most importantly, users will not interact with the Hub directly, though all deposits will eventually end up there.
The Hub handles everything, including interest calculations, accounting, and borrowing limits.
Each L1 or L2 platform can host at least one Hub, except chains with specialised needs or massive traffic.
The team expects this consolidation to substantially enhance capital efficiency by reducing idle liquidity and enriching borrowing conditions.
AAVE outlook
Aave’s native token displayed significant selling pressure on its daily chart.
It lost more than 6% the past 24 hours to $166.

The 27% dip in daily trading volume confirms bearish sentiment in AAVE.
Meanwhile, its downward stance coincides with the broader weakness.
The global cryptocurrency market cap declined by over 4% the past day to $3.04 trillion as Bitcoin plummeted below $90,000, trading at $89,478.
The post Aave rolls out V4 testnet with developer preview of upcoming “Pro” experience appeared first on CoinJournal.
Bitcoin and Ether ETFs suffered yet another day of outflows, extending their multi-day losing streaks. Solana ETFs once again stood out, pulling in strong inflows despite broader market weakness. Solana Extends Rally as Bitcoin and Ether ETFs Stay Red Tuesday, Nov. 18, brought more outflows for crypto ETFs with investors draining capital from bitcoin and […]
Luffa is the next-gen operating system for the creator and fan economy, combining wallets, identity, communication, community, AI, and mini-programs into one seamless experience. Luffa aims to become the ultimate Web3 connector that transforms attention into ownership and connection into commerce. By enabling creators, brands, and fans to participate in a shared, transactable value-driven social […]
A new Bitcoin model shows long-term returns remain in the 300% range regardless of an investor’s entry price. Will shifting global liquidity change the outcome this time?
- Whale selling and market fear push the Shiba Inu price lower.
- SHIB card launches with zero fees and free rewards for early users.
- Technical weakness keeps SHIB below key moving averages and support.
Shiba Inu price is facing renewed pressure despite the launch of an innovative SHIB-branded payment card and a major token giveaway.
While the launch of the SHIB card and accompanying SHIB rewards is a high-profile attempt to stimulate activity, the memecoin’s technical and market fundamentals suggest ongoing headwinds.
Shiba Inu launches SHIB payment card and rewards
Shiba Inu has partnered with digital asset exchange Bitget to introduce a custom SHIB-themed payment card, marking a step toward mainstream crypto adoption.
The SHIB card allows users to spend up to $400 per month in crypto with zero fees, including no conversion costs, foreign exchange fees, or hidden spreads.
Opening the Bitget Wallet Card is completely free, lowering the barrier for new users eager to integrate SHIB into daily transactions.
To celebrate the launch, the Shiba Inu ecosystem also rolled out a generous rewards program.
The first 100 users to claim the SHIB × Bitget Wallet Card will share a pool of 114,678,899 SHIB, while all subsequent participants receive $5 in SHIB.
The promotion runs from November 19 to November 26, with all rewards set to be distributed on November 28.
According to the official Shiba Inu X account, this campaign is designed to show the world how the ShibArmy can spend crypto, combining utility with community incentives.
🚨 SHIB × Bitget Wallet Card is LIVE! 🚨
WOOF! We're dropping an exclusive SHIB card face + SHIB rewards for the #SHIBARMY 🎁
Rewards:
First 100 users who claim the SHIB × Bitget Wallet Card get their share of 114678899 in $SHIB
Everyone after gets $5 in $SHIB
100% FREE to… pic.twitter.com/T3M8FmC35a
— Shib (@Shibtoken) November 19, 2025
Market headwinds weigh on Shiba Inu price
Despite these positive developments, the Shiba Inu price has dipped 3.83% in the past 24 hours, underperforming the broader crypto market, which fell 3.2%.
The decline extends the token’s seven-day loss of 12.32%, reflecting weak technical signals and heightened market risk aversion.
A major factor behind the drop is significant whale activity, with over 60 billion SHIB moved to exchanges in the past 24 hours.
Large inflows often precede selling, particularly in low-liquidity conditions, amplifying the risk of price declines as buyers struggle to absorb the additional supply.
Investor sentiment has also played a role, as the Fear & Greed Index shows “Extreme Fear” at 16/100.
Bitcoin dominance has also risen to 58.44%, signalling a rotation of capital away from riskier altcoins like Shiba Inu.
SHIB’s high-beta nature makes it particularly vulnerable during periods of market-wide risk aversion, and its lack of intrinsic utility exacerbates the impact.
Metrics reflecting the altcoin season indicate a diminishing appetite for speculative tokens, further weighing on the SHIB price.
Technical analysis signals a bear market
From a technical analysis standpoint, Shiba Inu (SHIB) continues to trade below key moving averages, with the 7-day SMA at $0.000009027 and the 30-day SMA at $0.0000097059.
In addition, the RSI sits at 39.04, indicating no oversold conditions and limited upward pressure from buyers.
Furthermore, the volume contraction of 22.57% reinforces the lack of momentum, suggesting that even moderate selling could push the price lower.
According to the analysis, the June low of $0.0000083 serves as a critical support.
Shiba Inu price outlook
While the launch of the SHIB × Bitget Wallet Card and the 114M SHIB giveaway have generated excitement, they have not offset broader market and technical challenges.
Whale selling pressure, extreme fear sentiment, and weak technical indicators could limit the short-term impact of SHIB card adoption and reward incentives.
As a result, traders should watch the November low of $0.00000843, especially if exchange inflows persist.
The post Shiba Inu price slips despite payment card and 114M token giveaway launch: here’s why appeared first on CoinJournal.
- Whale selling and market fear push the Shiba Inu price lower.
- SHIB card launches with zero fees and free rewards for early users.
- Technical weakness keeps SHIB below key moving averages and support.
Shiba Inu price is facing renewed pressure despite the launch of an innovative SHIB-branded payment card and a major token giveaway.
While the launch of the SHIB card and accompanying SHIB rewards is a high-profile attempt to stimulate activity, the memecoin’s technical and market fundamentals suggest ongoing headwinds.
Shiba Inu launches SHIB payment card and rewards
Shiba Inu has partnered with digital asset exchange Bitget to introduce a custom SHIB-themed payment card, marking a step toward mainstream crypto adoption.
The SHIB card allows users to spend up to $400 per month in crypto with zero fees, including no conversion costs, foreign exchange fees, or hidden spreads.
Opening the Bitget Wallet Card is completely free, lowering the barrier for new users eager to integrate SHIB into daily transactions.
To celebrate the launch, the Shiba Inu ecosystem also rolled out a generous rewards program.
The first 100 users to claim the SHIB × Bitget Wallet Card will share a pool of 114,678,899 SHIB, while all subsequent participants receive $5 in SHIB.
The promotion runs from November 19 to November 26, with all rewards set to be distributed on November 28.
According to the official Shiba Inu X account, this campaign is designed to show the world how the ShibArmy can spend crypto, combining utility with community incentives.
🚨 SHIB × Bitget Wallet Card is LIVE! 🚨
WOOF! We're dropping an exclusive SHIB card face + SHIB rewards for the #SHIBARMY 🎁
Rewards:
First 100 users who claim the SHIB × Bitget Wallet Card get their share of 114678899 in $SHIB
Everyone after gets $5 in $SHIB
100% FREE to… pic.twitter.com/T3M8FmC35a
— Shib (@Shibtoken) November 19, 2025
Market headwinds weigh on Shiba Inu price
Despite these positive developments, the Shiba Inu price has dipped 3.83% in the past 24 hours, underperforming the broader crypto market, which fell 3.2%.
The decline extends the token’s seven-day loss of 12.32%, reflecting weak technical signals and heightened market risk aversion.
A major factor behind the drop is significant whale activity, with over 60 billion SHIB moved to exchanges in the past 24 hours.
Large inflows often precede selling, particularly in low-liquidity conditions, amplifying the risk of price declines as buyers struggle to absorb the additional supply.
Investor sentiment has also played a role, as the Fear & Greed Index shows “Extreme Fear” at 16/100.
Bitcoin dominance has also risen to 58.44%, signalling a rotation of capital away from riskier altcoins like Shiba Inu.
SHIB’s high-beta nature makes it particularly vulnerable during periods of market-wide risk aversion, and its lack of intrinsic utility exacerbates the impact.
Metrics reflecting the altcoin season indicate a diminishing appetite for speculative tokens, further weighing on the SHIB price.
Technical analysis signals a bear market
From a technical analysis standpoint, Shiba Inu (SHIB) continues to trade below key moving averages, with the 7-day SMA at $0.000009027 and the 30-day SMA at $0.0000097059.
In addition, the RSI sits at 39.04, indicating no oversold conditions and limited upward pressure from buyers.
Furthermore, the volume contraction of 22.57% reinforces the lack of momentum, suggesting that even moderate selling could push the price lower.
According to the analysis, the June low of $0.0000083 serves as a critical support.
Shiba Inu price outlook
While the launch of the SHIB × Bitget Wallet Card and the 114M SHIB giveaway have generated excitement, they have not offset broader market and technical challenges.
Whale selling pressure, extreme fear sentiment, and weak technical indicators could limit the short-term impact of SHIB card adoption and reward incentives.
As a result, traders should watch the November low of $0.00000843, especially if exchange inflows persist.
The post Shiba Inu price slips despite payment card and 114M token giveaway launch: here’s why appeared first on CoinJournal.
- Whale selling and market fear push the Shiba Inu price lower.
- SHIB card launches with zero fees and free rewards for early users.
- Technical weakness keeps SHIB below key moving averages and support.
Shiba Inu price is facing renewed pressure despite the launch of an innovative SHIB-branded payment card and a major token giveaway.
While the launch of the SHIB card and accompanying SHIB rewards is a high-profile attempt to stimulate activity, the memecoin’s technical and market fundamentals suggest ongoing headwinds.
Shiba Inu launches SHIB payment card and rewards
Shiba Inu has partnered with digital asset exchange Bitget to introduce a custom SHIB-themed payment card, marking a step toward mainstream crypto adoption.
The SHIB card allows users to spend up to $400 per month in crypto with zero fees, including no conversion costs, foreign exchange fees, or hidden spreads.
Opening the Bitget Wallet Card is completely free, lowering the barrier for new users eager to integrate SHIB into daily transactions.
To celebrate the launch, the Shiba Inu ecosystem also rolled out a generous rewards program.
The first 100 users to claim the SHIB × Bitget Wallet Card will share a pool of 114,678,899 SHIB, while all subsequent participants receive $5 in SHIB.
The promotion runs from November 19 to November 26, with all rewards set to be distributed on November 28.
According to the official Shiba Inu X account, this campaign is designed to show the world how the ShibArmy can spend crypto, combining utility with community incentives.
🚨 SHIB × Bitget Wallet Card is LIVE! 🚨
WOOF! We're dropping an exclusive SHIB card face + SHIB rewards for the #SHIBARMY 🎁
Rewards:
First 100 users who claim the SHIB × Bitget Wallet Card get their share of 114678899 in $SHIB
Everyone after gets $5 in $SHIB
100% FREE to… pic.twitter.com/T3M8FmC35a
— Shib (@Shibtoken) November 19, 2025
Market headwinds weigh on Shiba Inu price
Despite these positive developments, the Shiba Inu price has dipped 3.83% in the past 24 hours, underperforming the broader crypto market, which fell 3.2%.
The decline extends the token’s seven-day loss of 12.32%, reflecting weak technical signals and heightened market risk aversion.
A major factor behind the drop is significant whale activity, with over 60 billion SHIB moved to exchanges in the past 24 hours.
Large inflows often precede selling, particularly in low-liquidity conditions, amplifying the risk of price declines as buyers struggle to absorb the additional supply.
Investor sentiment has also played a role, as the Fear & Greed Index shows “Extreme Fear” at 16/100.
Bitcoin dominance has also risen to 58.44%, signalling a rotation of capital away from riskier altcoins like Shiba Inu.
SHIB’s high-beta nature makes it particularly vulnerable during periods of market-wide risk aversion, and its lack of intrinsic utility exacerbates the impact.
Metrics reflecting the altcoin season indicate a diminishing appetite for speculative tokens, further weighing on the SHIB price.
Technical analysis signals a bear market
From a technical analysis standpoint, Shiba Inu (SHIB) continues to trade below key moving averages, with the 7-day SMA at $0.000009027 and the 30-day SMA at $0.0000097059.
In addition, the RSI sits at 39.04, indicating no oversold conditions and limited upward pressure from buyers.
Furthermore, the volume contraction of 22.57% reinforces the lack of momentum, suggesting that even moderate selling could push the price lower.
According to the analysis, the June low of $0.0000083 serves as a critical support.
Shiba Inu price outlook
While the launch of the SHIB × Bitget Wallet Card and the 114M SHIB giveaway have generated excitement, they have not offset broader market and technical challenges.
Whale selling pressure, extreme fear sentiment, and weak technical indicators could limit the short-term impact of SHIB card adoption and reward incentives.
As a result, traders should watch the November low of $0.00000843, especially if exchange inflows persist.
The post Shiba Inu price slips despite payment card and 114M token giveaway launch: here’s why appeared first on CoinJournal.
- Whale selling and market fear push the Shiba Inu price lower.
- SHIB card launches with zero fees and free rewards for early users.
- Technical weakness keeps SHIB below key moving averages and support.
Shiba Inu price is facing renewed pressure despite the launch of an innovative SHIB-branded payment card and a major token giveaway.
While the launch of the SHIB card and accompanying SHIB rewards is a high-profile attempt to stimulate activity, the memecoin’s technical and market fundamentals suggest ongoing headwinds.
Shiba Inu launches SHIB payment card and rewards
Shiba Inu has partnered with digital asset exchange Bitget to introduce a custom SHIB-themed payment card, marking a step toward mainstream crypto adoption.
The SHIB card allows users to spend up to $400 per month in crypto with zero fees, including no conversion costs, foreign exchange fees, or hidden spreads.
Opening the Bitget Wallet Card is completely free, lowering the barrier for new users eager to integrate SHIB into daily transactions.
To celebrate the launch, the Shiba Inu ecosystem also rolled out a generous rewards program.
The first 100 users to claim the SHIB × Bitget Wallet Card will share a pool of 114,678,899 SHIB, while all subsequent participants receive $5 in SHIB.
The promotion runs from November 19 to November 26, with all rewards set to be distributed on November 28.
According to the official Shiba Inu X account, this campaign is designed to show the world how the ShibArmy can spend crypto, combining utility with community incentives.
🚨 SHIB × Bitget Wallet Card is LIVE! 🚨
WOOF! We're dropping an exclusive SHIB card face + SHIB rewards for the #SHIBARMY 🎁
Rewards:
First 100 users who claim the SHIB × Bitget Wallet Card get their share of 114678899 in $SHIB
Everyone after gets $5 in $SHIB
100% FREE to… pic.twitter.com/T3M8FmC35a
— Shib (@Shibtoken) November 19, 2025
Market headwinds weigh on Shiba Inu price
Despite these positive developments, the Shiba Inu price has dipped 3.83% in the past 24 hours, underperforming the broader crypto market, which fell 3.2%.
The decline extends the token’s seven-day loss of 12.32%, reflecting weak technical signals and heightened market risk aversion.
A major factor behind the drop is significant whale activity, with over 60 billion SHIB moved to exchanges in the past 24 hours.
Large inflows often precede selling, particularly in low-liquidity conditions, amplifying the risk of price declines as buyers struggle to absorb the additional supply.
Investor sentiment has also played a role, as the Fear & Greed Index shows “Extreme Fear” at 16/100.
Bitcoin dominance has also risen to 58.44%, signalling a rotation of capital away from riskier altcoins like Shiba Inu.
SHIB’s high-beta nature makes it particularly vulnerable during periods of market-wide risk aversion, and its lack of intrinsic utility exacerbates the impact.
Metrics reflecting the altcoin season indicate a diminishing appetite for speculative tokens, further weighing on the SHIB price.
Technical analysis signals a bear market
From a technical analysis standpoint, Shiba Inu (SHIB) continues to trade below key moving averages, with the 7-day SMA at $0.000009027 and the 30-day SMA at $0.0000097059.
In addition, the RSI sits at 39.04, indicating no oversold conditions and limited upward pressure from buyers.
Furthermore, the volume contraction of 22.57% reinforces the lack of momentum, suggesting that even moderate selling could push the price lower.
According to the analysis, the June low of $0.0000083 serves as a critical support.
Shiba Inu price outlook
While the launch of the SHIB × Bitget Wallet Card and the 114M SHIB giveaway have generated excitement, they have not offset broader market and technical challenges.
Whale selling pressure, extreme fear sentiment, and weak technical indicators could limit the short-term impact of SHIB card adoption and reward incentives.
As a result, traders should watch the November low of $0.00000843, especially if exchange inflows persist.
The post Shiba Inu price slips despite payment card and 114M token giveaway launch: here’s why appeared first on CoinJournal.